How to open a Bank account in Germany #

Opening a bank account in Germany is one of the first steps for anyone moving to the country. You’ll need it for almost everything in daily life:

• Getting your salary
• Paying rent
• Signing up for insurance or mobile plans

#

Types of Banks in Germany #

You can choose between traditional banks and digital banks

Traditional Banks #

• Sparkasse
• Deutsche Bank
• Commerzbank

Digital Banks (Fast & English-friendly) #

• N26
• bunq
• DKB
• Revolut

What documents you will need: #

To open a bank account in Germany, prepare these documents:

• Passport (or valid ID if you’re from the EU)
• Anmeldung certificate (proof of address registration)

Some banks may also ask for:

• Proof of employment or university enrollment
• Residence permit (for non-EU citizens)

Tip: Digital banks like N26 or bunq let you open an account in just a few minutes, sometimes even before your Anmeldung (address registration). You can update your details later once you have your Anmeldung certificate.

See our guide on how to find job in Germany?