Step 6: Liability Insurance (Haftpflichtversicherung) #

While it’s not mandatory, personal liability insurance is one of the most useful things you can get in Germany. For just a few euros a month, you’re protected from big costs due to small accidents.
 

What Does It Cover? #

• Damaging someone’s property (e.g., accidentally scratching a car)
• Injuring someone by accident (e.g., they trip over your bag)
• Damage to rental property (e.g., broken walls or floors)